To quote the Minimum Payment Warning:
If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance.Which, of course, we all should know already, but the table makes it extremely clear:
Of course, this doesn't completely apply, because we got 3 years/no interest - so as long as I pay the balance off before the promotion expiration date, we pay no finance charges. Of course, if I fail to pay it off before the expiration, they sock us with the deferred interest - which is more than the remaining balance at this point. I'm definitely paying this one off before that date!