Friday, January 14, 2011

Have You Thought About Final Expenses?

I went downstairs this morning to find that someone had left the toilet paper in the downstairs bathroom out.  We have to keep it under the sink or Weasley has too much fun with it.  He gets a hold of it just pretty much rips it to shreds.  Sometimes, the things that cat gets into!  He better be sure he's checked into final expense insurance rates, because he may not be around for long.

OK, that's not true.  He's cute enough and sweet enough that he can get away with a lot - and I'm pretty sure he knows it.  There won't be any kitty funerals anytime soon.

That brings up a serious subject - final expense insurance for seniors, or for anyone else, for that matter.  Funerals can be very expensive, and they aren't something people want to talk about or even think about.  But something as simple as planning ahead and getting burial insurance can save families a lot of money and heartache.  It's hard enough to lose a loved one and even harder to lose a loved one and go into debt to say good-bye.  Burial insurance is a basic life insurance policy that covers people up to age 100 and is fairly easy to obtain.  We have life insurance policies that should help cover any final expenses, but this sounds like a good option for those who don't have whole life or term policies.
For information about this or any other insurance, what it does and how it work, visit the Insurance Information Institute.